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Motorcycle Travel Insurance


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#1 Jim

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Posted 07 May 2018 - 09:49 pm

I used to be covered in Europe by a free annual travel insurance policy I came with my old bank account. Yep, I did double-check that I was covered while on a bike trip. And yep, surprisingly I was!

Fast forward to present day... I dont have that free travel insurance anymore. Does anyone have a recommendation? Its just for a single trip but I dont mind an annual policy if thats more economical. The motorcycle element is a must, obviously!
When Im using my iPad, my apostrophes disappear. As a stickler for punctuation I need to point that out!

The current ones: 2004 TDM900, 1984 Honda XL600R

The past 37 years worth (at least the ones I can remember)...
Voshkod 175, Fantic GT, Honda CD175, Matchless G2, Honda SL125, Honda CJ250, Ural 650, Pre-unit Triumph Thunderbird 650, Suzuki GS550, Honda CB400/4, Kawasaki Z1100Ltd, Kawasaki GPz1100, Kawasaki z650, Suzuki GS750, Honda CB400/4, Suzuki GS850, Yamaha TDM850 Mk1, Honda XRV750 Africa Twin, Yamaha XT250, Yamaha FJ1200, BMW R1100GS, Yamaha TDM850 Mk1...

I'm trying hard to be the person my dog already thinks I am.

#2 chrisr

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Posted 07 May 2018 - 10:37 pm

I found the AA reasonable for annual cover, and they do cover m/c use - I checked!
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#3 Studley Ramrod

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Posted 08 May 2018 - 06:02 am

I used Holidaysafe on my Picos trip 2 yrs ago, didn't need them but might be worth looking at Jim.


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#4 Favs

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Posted 08 May 2018 - 06:24 am

Holidaysafe do specific bike travel insurance. HS also have lots of extras too such as pots of Personal Liability cover/track days which my bank doesn't provide. I'm not selling it BTW.

 

.http://www.holidaysa...avel-insurance/

 

 

Here's an extract from my HSBC Advance account free travel insurance....the emboldening is my doing. I hope it is helpful for those who bank with HSBC.

 

Scooters/Mopeds/Motorcycles

You are automatically covered, as a rider or passenger, if you hire a scooter, moped or motorcycle under 126cc during your trip for incidental and recreational use, providing that you wear a crash helmet, and as a rider you are licensed to use such a vehicle in the UK.

 

No cover will apply for the hire of scooters, mopeds or motorcycles over 125cc.

 

If you are using a motorcycle as your mode of transport from the UK, the 125cc limit does not apply providing that you wear a crash helmet and appropriate protective clothing, and as a rider you are fully licensed and insured to use this vehicle in the UK. No Personal Liability cover will apply under this policy for the use of any motorised vehicle.


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#5 Matlock

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Posted 08 May 2018 - 10:57 am

MAG - the Motorcycle Action Group has a tie in with an insurer, I've never used it so can't comment on its usefulness though. LinkyDink


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#6 Apache

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Posted 08 May 2018 - 02:36 pm

Our Direct line annual covers me for multiple bike trips. Provided the bike is UK registered to me and the trip starts and ends in the UK.hth

Obviously the actual bike insurance covers all third party liabilities.

Edited by Apache, 08 May 2018 - 02:39 pm.


#7 Jim

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Posted 09 May 2018 - 06:26 pm

Holidaysafe do specific bike travel insurance. HS also have lots of extras too such as pots of Personal Liability cover/track days which my bank doesn't provide. I'm not selling it BTW.
 
.http://www.holidaysa...avel-insurance/
 
 
Here's an extract from my HSBC Advance account free travel insurance....the emboldening is my doing. I hope it is helpful for those who bank with HSBC.
 
Scooters/Mopeds/Motorcycles
You are automatically covered, as a rider or passenger, if you hire a scooter, moped or motorcycle under 126cc during your trip for incidental and recreational use, providing that you wear a crash helmet, and as a rider you are licensed to use such a vehicle in the UK.
 
No cover will apply for the hire of scooters, mopeds or motorcycles over 125cc.
 
If you are using a motorcycle as your mode of transport from the UK, the 125cc limit does not apply providing that you wear a crash helmet and appropriate protective clothing, and as a rider you are fully licensed and insured to use this vehicle in the UK. No Personal Liability cover will apply under this policy for the use of any motorised vehicle.


Thanks guys, I’ll get onto it.

Favs, I reckon that the wording would’ve been very similar if not the same on the policies I had.
When Im using my iPad, my apostrophes disappear. As a stickler for punctuation I need to point that out!

The current ones: 2004 TDM900, 1984 Honda XL600R

The past 37 years worth (at least the ones I can remember)...
Voshkod 175, Fantic GT, Honda CD175, Matchless G2, Honda SL125, Honda CJ250, Ural 650, Pre-unit Triumph Thunderbird 650, Suzuki GS550, Honda CB400/4, Kawasaki Z1100Ltd, Kawasaki GPz1100, Kawasaki z650, Suzuki GS750, Honda CB400/4, Suzuki GS850, Yamaha TDM850 Mk1, Honda XRV750 Africa Twin, Yamaha XT250, Yamaha FJ1200, BMW R1100GS, Yamaha TDM850 Mk1...

I'm trying hard to be the person my dog already thinks I am.

#8 Jim

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Posted 09 May 2018 - 06:58 pm

Gone with Holidaysafe. Very reasonable. Thanks again.
When Im using my iPad, my apostrophes disappear. As a stickler for punctuation I need to point that out!

The current ones: 2004 TDM900, 1984 Honda XL600R

The past 37 years worth (at least the ones I can remember)...
Voshkod 175, Fantic GT, Honda CD175, Matchless G2, Honda SL125, Honda CJ250, Ural 650, Pre-unit Triumph Thunderbird 650, Suzuki GS550, Honda CB400/4, Kawasaki Z1100Ltd, Kawasaki GPz1100, Kawasaki z650, Suzuki GS750, Honda CB400/4, Suzuki GS850, Yamaha TDM850 Mk1, Honda XRV750 Africa Twin, Yamaha XT250, Yamaha FJ1200, BMW R1100GS, Yamaha TDM850 Mk1...

I'm trying hard to be the person my dog already thinks I am.

#9 Favs

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Posted 09 May 2018 - 07:41 pm

Just checked and HSBC free/inclusive travel insurance has changed to Premier Accounts not Advance Accounts & will not cover you for any claim as a result of riding your bike outside of Europe ...... whatever that is?

 

Lots of other changes too.

 

HTH somebody .


Single-handedly reviving the Wave.

 

2008 reg. Black TDM 900 ABS

 

 

 


#10 Studley Ramrod

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Posted 09 May 2018 - 09:58 pm

Gone with Holidaysafe. Very reasonable. Thanks again.

 

I got the Holidaysafe recommendation from someone on here, mighta been Pete7.


Mk2a 2000 in Silver. Top end Refurb @ 41100 miles, Scottoiler, Renthal Road High Bars, Up & Back Bar Risers, Bellypan, DL650 Handguards, Capt. Picard Bar Ends, House of Henty SS Wheel spacers, New Seat Cover Fitted. 58 MPG !!  Now owned by chrisbee !   Studley's mk2a Bloggerydoodaah !  Photos of my first MK1  Photos of my MK2a  TPLQHCSRSFC No. 1 Fan


#11 Limbo

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Posted 13 May 2018 - 11:11 am

If contract changes are required by BREXIT, all insurance companies will change their contracts.

Hans
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