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#1 pete7

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Posted 24 May 2008 - 10:45 am

my ignorance here as my 'admininstrative assistant' (wife) arranges this normally and this is mt first bike trip outside UK/IoM

should I get travel insurance for this trip (I know it is E111 territory but cost of air ambulances etc spring cheerily to mind)

apprarently the cover we have does not include travel on bikes over 125cc

any ideas welcome?

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#2 BigC

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Posted 26 May 2008 - 11:22 am

apparently most travel insurance wont cover you for anything larger than a moped.

I recently got a 17 day European policy through NCI for 30 over the phone.
http://www.ncionline...l-insurance.asp

Looking again it seems i could have got a similar policy for 20 through www.magtravel.co.uk

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#3 catsbum

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Posted 26 May 2008 - 04:47 pm

Bugger. Forgot about insurance

More Money! ranting.gif

#4 ChrisG

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Posted 27 May 2008 - 05:28 pm

I looked at getting yearly cover as I've got several trips planned this year. The one;s that mention bikes want a fortune, best I found was over 100/year from Swinton, but I had to ring them for that as the one on thier website doesn't mention bikes, and would have been under half the price. hink I worked out the Post Office made the most sense for a short trip.
1992 Mk1, 76k miles, Hagon springs, MTC exhaust, 4½ gears Gone now :(
2009 900 abs, 42k miles, Yamaha heated grips, double bubble screen, R&G crash bungs, scottoiler, Autocom, 1500 lumen LED spotlights.

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#5 Mirando

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Posted 02 June 2008 - 07:22 pm

Last 2 years I have used Carole Nash, who also insure my bike and give free european breakdown cover as well. My reasoning for this (rightly or wrongly) is that a few years ago I was on a tour with some friends in France, one guy lost the front of his bike riding over some grass next to his accomodation. A very low speed tumble but the bike landed on his ankle and he broke it. No damage to the bike. He had his breakdown/recovery with one company (AA I think) and his personal travel insurance with another. He didn't have a mobile so I tried to help him sort things out. 80 of calls later, the AA wouldn't recover his bike because it hadn't broke down and wasn't damaged therefore it was rideable. His personal travel insurer would help him to get home (by taxi, train, boat, train, train and taxi (all this on crutches), but wouldn't help with his bike (fair enough). Luckily, the people who owned the accomodation let him store the bike for free in their garage and he recovered it later himself.
The upshot is, I want may bike insurance, breakdown cover and personal travel insurance with one company so if something goes wrong, hopefully things can be sorted more easily. I have put the above senario to the Carole Nash reps and they reckon me and bike and wife would be sorted no argument. Havn't needed them yet, hope I don't.

#6 Guest_Favs_*

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Posted 03 June 2008 - 10:55 am

QUOTE(Pete Kelly @ Sat 24th May 2008, 11:30 AM) <{POST_SNAPBACK}>
my ignorance here as my 'admininstrative assistant' (wife) arranges this normally and this is mt first bike trip outside UK/IoM

should I get travel insurance for this trip (I know it is E111 territory but cost of air ambulances etc spring cheerily to mind)

apprarently the cover we have does not include travel on bikes over 125cc

any ideas welcome?

pete


Try this for cover up to 1500cc motorcycle anywhere west of the Ural mountains i.e. the Kara sea to the Aral sea mainly:
https://www.travelco.../2008/index.asp


#7 dandywarhol

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Posted 03 June 2008 - 11:54 am

Too expensive favs - they're charging an extra 50! because you're on a motorcycle.

Swinton is around 32 for annual European cover for any vehicle you're licenced to drive (inc. motorcycles)

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#8 Spongey

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Posted 03 June 2008 - 03:12 pm

QUOTE(dandywarhol @ Tue 3rd Jun 2008, 12:39 PM) <{POST_SNAPBACK}>
Too expensive favs - they're charging an extra 50! because you're on a motorcycle.

Swinton is around 32 for annual European cover for any vehicle you're licenced to drive (inc. motorcycles)


You must have no claims discount! I was quoted 48 this pm. Mind you I am even older than you!


#9 dandywarhol

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Posted 03 June 2008 - 06:04 pm

QUOTE(Spongey @ Tue 3rd Jun 2008, 02:57 PM) <{POST_SNAPBACK}>
You must have no claims discount! I was quoted 48 this pm. Mind you I am even older than you!


Well, well........just goes to show you - you don't look a day over 53 Spongey.............. rolleyes.gif

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#10 ChrisG

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Posted 03 June 2008 - 06:09 pm

I'm insured with Swinton and paid them an extra 40 for a years European breakdown cover for the bike. Talked to them about holiday insurance and it turns out thier cover they offer on the web doesn't include bikes, had to ring a local office for that and I think they quoted me around 100 for a years cover compared to about 25 for the basic non-bike cover blink.gif
1992 Mk1, 76k miles, Hagon springs, MTC exhaust, 4½ gears Gone now :(
2009 900 abs, 42k miles, Yamaha heated grips, double bubble screen, R&G crash bungs, scottoiler, Autocom, 1500 lumen LED spotlights.

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#11 dandywarhol

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Posted 03 June 2008 - 07:37 pm

Weird Chris - I was covered by them last year after being assured they covered my bikes. Also phoned today as my premium is due in a few weeks time - bikes still covered I'm assured - at 31.04 a year for Europe and 50.52 for worldwide mellow.gif

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#12 Guest_Favs_*

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Posted 04 June 2008 - 06:43 am

QUOTE(dandywarhol @ Tue 3rd Jun 2008, 12:39 PM) <{POST_SNAPBACK}>
Too expensive favs - they're charging an extra 50! because you're on a motorcycle.

Swinton is around 32 for annual European cover for any vehicle you're licenced to drive (inc. motorcycles)


A standard annual motorcycle policy costs 64 with the company I quoted.

I'd be real careful with Swinton - I asked (in person at a local branch no less) about motorcycle travel insurance and they assured me all was ok with their policy, I asked them to check (3 times I was assured I would be covered) and behold up to 125cc only. May just have been a local incompetent using the wrong system though.
HTH

#13 dandywarhol

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Posted 05 June 2008 - 01:40 pm

Interesting one and one I've thoroughly followed up now.............................

Phoned Swinton "help" line huh.gif several answers but when pushed all they would say was "we don't send anything out in writing here, we're only a call centre"

Phoned my local branch - very helpful - said she'd contact the insurers, AXA (Swinton are only a broker)

She phoned back and reassured me that they WILL cover motorcycle travel and refered me to the EXCLUSIONS page on the policy, page 11

Page 11, section 7:

Exclusions - Your use of a motorised vehicle unless a full United Kingdom driving licence is held permitting the use of such vehicles in the United Kingdom

I'm still not totally assured, so I contacted AXA directly and got a call centre in Mumbai. Whenever I gave her my Swinton policy number (starting SWN) she immediately stopped me and announced that she could give no information on this matter because I'm insured through Swinton Insurance! But the feckin' policy says my insurers are AXA! excl.gif
She then transfered me back to Swinton in the UK who advised me that I can only deal with my local branch!!! Who'll only refer me to the policy page 11 excl.gif excl.gif .............Is this any way to run a f#?*$ng railway??????????

Jeezus - so I'm really no further forward unless I go with the page 11 info.............................

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#14 ChrisG

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Posted 06 June 2008 - 07:01 pm

One way to find out, stack it at the RTT hidden.gif
1992 Mk1, 76k miles, Hagon springs, MTC exhaust, 4½ gears Gone now :(
2009 900 abs, 42k miles, Yamaha heated grips, double bubble screen, R&G crash bungs, scottoiler, Autocom, 1500 lumen LED spotlights.

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#15 catsbum

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Posted 06 June 2008 - 07:10 pm

This is some scary brown sticky stuff chaps

I hate it. You need it,, but 99% you won't need it.

Decided with Tony lunchtime today that breakdown cover we can cope with.

Personal cover is a bit more touchy. I am a defensive rider, middle road, full beam stuff. will never get caught. blink.gif blink.gif mellow.gif huh.gif

But I bleat at 50 or so for me being careful n Old, for five days. Tomorrow I will have a play at this cover stuff

But tonight....We drink!!!

#16 ChrisG

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Posted 06 June 2008 - 07:21 pm

I've got European breakdown cover and one of those card thingies that replaced the E111 but not going to bother with holiday insurance.

If you're after cheap cover take a look at credit card companies, can't remember which one it is my parents are with but it gives them full holiday cover anywhere in the world with no limits on activities. Not bad deal considering how much a 70yr old diabetic with a heart bypass usually has to pay for such things.
1992 Mk1, 76k miles, Hagon springs, MTC exhaust, 4½ gears Gone now :(
2009 900 abs, 42k miles, Yamaha heated grips, double bubble screen, R&G crash bungs, scottoiler, Autocom, 1500 lumen LED spotlights.

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#17 dapleb

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Posted 06 June 2008 - 10:17 pm

Luckily me boike ain't worth feg all and oim worth even less. Jobs a carrot.
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#18 catsbum

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Posted 23 June 2008 - 09:06 pm

Tesco

15.30 for 8 days travel. Could have got it for 3.00 but you get what,,,,,,,,,,,,,,etc

Do I need this E111 thing? Think I have it,
But my thinking is 17 stone thrown down a B road in Kerry cleanup.gif will only need a box and a plane ride home along with a few mates round a piano later.

Too negative? tongue.gif

Edited by CatsBum, 23 June 2008 - 09:11 pm.


#19 ChrisG

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Posted 23 June 2008 - 10:22 pm

QUOTE(CatsBum @ Mon 23rd Jun 2008, 09:51 PM) <{POST_SNAPBACK}>
Tesco

15.30 for 8 days travel. Could have got it for 3.00 but you get what,,,,,,,,,,,,,,etc


Sounds like a good deal. Does that definatly include bikes?
1992 Mk1, 76k miles, Hagon springs, MTC exhaust, 4½ gears Gone now :(
2009 900 abs, 42k miles, Yamaha heated grips, double bubble screen, R&G crash bungs, scottoiler, Autocom, 1500 lumen LED spotlights.

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#20 Geordie Guy

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Posted 23 June 2008 - 11:29 pm

QUOTE(CatsBum @ Mon 23rd Jun 2008, 09:51 PM) <{POST_SNAPBACK}>
Tesco

15.30 for 8 days travel. Could have got it for 3.00 but you get what,,,,,,,,,,,,,,etc

Do I need this E111 thing? Think I have it,
But my thinking is 17 stone thrown down a B road in Kerry cleanup.gif will only need a box and a plane ride home along with a few mates round a piano later.

Too negative? tongue.gif


Sounds like a good excuse for a p!ss up. drinks.gif

I went on the AA web site and got 6.70 for 4 days.. Better safe than sorry.

plus if I come home in a box the Missus dosent have to pay.

There may be enough left over for her to pay for a T shirt with " I told you so ", on it.


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