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Paying For A Bike You Ask To Be Delivered.


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#1 Riggers

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Posted 12 May 2020 - 05:59 pm

As lock down is being eased up a bit it looks like dealers are going to reopen. It means I'll be able to buy a bike I've had my eyes on from an out of town dealer, which in turn means it will be delivered and not collected by me,

 

But does anyone know the 'normal' way payment is made in these cases? I mean will I be expected to pay the whole cost up front or do dealers offer some kind of payment on delivery system?

 

Just getting my ducks in a row for when negotiations start.  :)

 

Cheers all,

 

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#2 dablik

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Posted 12 May 2020 - 06:21 pm

Seem to recall i paid on delivery, guess it depends who you use, if it's coming from a dealer pay them and let them worry about the delivery bill..


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#3 Catteeclan

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Posted 12 May 2020 - 07:08 pm

I paid a deposit and the final amount on delivery. :good:


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#4 Riggers

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Posted 13 May 2020 - 09:41 am

I paid a deposit and the final amount on delivery. :good:

 

Thanks Dave, and can I ask what method you used? I've been advised not to do a bank transfer but to pay by debit card. I'm just wondering about the mechanics of it all. What happens and when in a nut shell. Sorry to sound a bit dopey but I've never bought a bike remotely before.

 

Cheers - oh and did the parcel arrive ok?

 

Riggers


Edited by Riggers, 13 May 2020 - 09:43 am.


#5 Favs

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Posted 13 May 2020 - 03:28 pm

Credit card even if it's only part payment eg deposit = the whole transaction is then covered  - Debit card does not have this cover.


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#6 Riggers

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Posted 13 May 2020 - 04:32 pm

Credit card even if it's only part payment eg deposit = the whole transaction is then covered  - Debit card does not have this cover.

 

I didn't know that - thanks!



#7 drewpy

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Posted 13 May 2020 - 07:38 pm

Credit card even if it's only part payment eg deposit = the whole transaction is then covered  - Debit card does not have this cover.

I though some debit cards now have this cover called chargeback.

Chargeback isn’t legal protection like section 75. It’s an agreement Visa, Mastercard, Maestro and American Express have signed up to.

It has to be between £100 and 30k


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#8 leehenty

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Posted 15 May 2020 - 05:37 pm

Credit card deposit every time, sect 75 is Law, especially with so many firms teetering on bankruptcy.
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#9 Catteeclan

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Posted 17 May 2020 - 10:00 am

 

Thanks Dave, and can I ask what method you used? I've been advised not to do a bank transfer but to pay by debit card. I'm just wondering about the mechanics of it all. What happens and when in a nut shell. Sorry to sound a bit dopey but I've never bought a bike remotely before.

 

Cheers - oh and did the parcel arrive ok?

 

Riggers

In my case I used my debit card as I know the dealer and they're local. As others have said use your credit card and pay off as soon as.
Enjoy your new ride. :good:


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#10 TKH

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Posted 17 May 2020 - 07:58 pm

I'm confused about the bank transfer concerns. What if you bought from a local dealer and paid cash? Or paid this guy cash when he dropped it off? All the vehicles I've bought in the last 10 years + have been by bank transfer. I also means you have a record of the payment transaction, just make sure you get the bank details right! Get them to confirm by email when they get the money - usually within an hour and often almost instant. If they claim you haven't paid you get in touch with your bank to get the payment reversed.

 

But, agree, pay deposit by credit card and then you have some cover.



#11 Studley Ramrod

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Posted 17 May 2020 - 09:33 pm

Seem to remember they got a bad reputation many years ago, can't remember why though.  I guess mud sticks.


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#12 Catteeclan

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Posted 18 May 2020 - 08:02 am

No prob with a bank transfer, it's just that he's buying from someone unknown to him so the CC gives him a bit of security.


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