Gonna lay it all on the line here.
2005. Parked up at Warwick services, old guy with Caravan reverse's into my Mustang, drives off, i catch him, he comes back, admits fault and i get 3 witness's who confirm i was not moving.
I get quotes to repair front bumper. forward them on to him. FOUR WEEKS later I write to him again saying I want to sell the car and please respond. 2 days later his Son calls to say he's in Portugal for 6 months, he's retired
I spend Sunday afternoon repairing the car myself, sell it and move on.
3 months later the old guy rings me
I want to pay you for the damage.
Too late chap, I sold her, repaired it myself,
oh, ok, how much do you think is fair?
£100 plus paint (quotes were £300/400)
Thats fair he says, sends me a cheque.
I forget all about it.
4 months later I am arrested and charged with one count of fraud and deception. The old guy thinks that I did not repair the car and conned him.
I plead not guilty and it goes to court.
Even though: I had witness statements, halfords receipt showing paint n paper, I could not prove the car had been repaired. I asked for the car to be at court but it is in Scotland, on one of the remote places, the new owners have put a 'Tribal sticker' on the bumper and refuse to remove it for photos to be taken.
That was in 2006.
Been a pain in my arse since, runs out in November 2011. I have always declared it and its been ok.
Bennetts have insured me since 2007 and never been an issue, till today. Rang them to say bike change, and they ask me shit loads of questions, job change? yes i say. Work for the NHS logistics. Oh, they say thats a problem.
Why? NHS is one of the UK's biggest employers I say.
Nope, we cant insure you. Err yes you can, anyway, goes on for a while and he finally mentions the conviction.
We are ending your policy and will refund you the balance.......goodbye........goodbye? i am truly in tears. What went wrong?
Rang around and Carole Nash, Ebike and Devitts all not wanting to know,
I am now talking to a specialist who will charge me not the £170 i was paying but £600.
Cars are insured with Directline and they said: whats a criminal conviction got to do with your driving ability?
Could do with any input or leads advice here.
Right now I wish I had gone to Manchester found the Old git and his caravan and burnt him inside it, the punishment would have been less
Martin
Bennetts V Criminal Conviction
Started by
catsbum
, Oct 07 2010 07:47 pm
44 replies to this topic
#1
catsbum
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Posted 07 October 2010 - 07:47 pm
#2
Trotski
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Posted 07 October 2010 - 07:56 pm
Fuckers
Trotski
All ways remember, A Pessimist Is Never Disappointed
'98 CT200P AutoAg ,'93 Purple Kawasaki ZZR 250, 2004 Black Kawasaki ZZR 250 2005 Black Kawasaki ZZR 250
1999 Baltic Blue TDM 850 2010 Black TDM900
All ways remember, A Pessimist Is Never Disappointed
'98 CT200P AutoAg ,
#3
Studley Ramrod
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Posted 07 October 2010 - 08:09 pm
sheesh, there's summat wrong there mate. I know it's too late now but you should have phoned the cops and got him done for leaving the scene and gone through the ins co. to claim off him.
I recently got me an old car after managing without one for over a year. As a result I've lost ALL my years of no claims 7 or 8 years simply because I was without a car for a year ! Fookin stinks dunnit ! cost me £200 to insure a £250 car !
Did you find out what the exact details Carole Nash etc have on you regarding the conviction ? It's not as if you were trying to defraud the ins company so I don't see why they're doin what they're doin ?
Mk2a 2000 in Silver. Top end Refurb @ 41100 miles, Scottoiler, Renthal Road High Bars, Up & Back Bar Risers, Bellypan, DL650 Handguards, Capt. Picard Bar Ends, House of Henty SS Wheel spacers, New Seat Cover Fitted. 58 MPG !! Now owned by chrisbee ! Studley's mk2a Bloggerydoodaah ! Photos of my first MK1 Photos of my MK2a TPLQHCSRSFC No. 1 Fan
#4
Studley Ramrod
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Monkey Boys Monkey
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Posted 07 October 2010 - 08:32 pm
Had a quick look on the net and came across a comment that says ins co.'s may regard a person with fraud/deception conviction as more likely to defraud the ins co.
There are some specialist companies mentioned in this linkydink http://forums.moneys...ad.php?t=306433
There are some specialist companies mentioned in this linkydink http://forums.moneys...ad.php?t=306433
Mk2a 2000 in Silver. Top end Refurb @ 41100 miles, Scottoiler, Renthal Road High Bars, Up & Back Bar Risers, Bellypan, DL650 Handguards, Capt. Picard Bar Ends, House of Henty SS Wheel spacers, New Seat Cover Fitted. 58 MPG !! Now owned by chrisbee ! Studley's mk2a Bloggerydoodaah ! Photos of my first MK1 Photos of my MK2a TPLQHCSRSFC No. 1 Fan
#5
catsbum
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Posted 07 October 2010 - 09:35 pm
Thanks SR
The incident was over 5 years ago.
Im sitting on this till I calm down then going for Bennetts Customer Service Dept. How can they insure me for over 4 years and then decide not to, when I have been a good boy, paid premiums and told them of any changes.
Fuck it, they cannot do this. See what happens
The incident was over 5 years ago.
Im sitting on this till I calm down then going for Bennetts Customer Service Dept. How can they insure me for over 4 years and then decide not to, when I have been a good boy, paid premiums and told them of any changes.
Fuck it, they cannot do this. See what happens
#6
Guest_RSROCKET_*
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Posted 07 October 2010 - 09:44 pm
Good Luck with this , I feel you wont get anywhere, though you should,but it will vent thy spleen, I HATES beurocracy.
#7
TonyDevil
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Posted 07 October 2010 - 10:06 pm
do directline insure bikes?
if your car is with them try for the bike too
if your car is with them try for the bike too
"Never argue with an idiot. They just bring you down to their level and beat you with experience"
My TDM :
Black 1991 850 MK1, 160k+ miles(ish, best guess really, gave up trying to keep count after 3rd set of clocks and 3rd engine), PilotRoad2 tyres, custom stubby exhaust system, bluespot calipers & goodridge braided hoses with dunlopads, maxton forks, Ohlins shock, kedo handguards, stainless TDM grill, Scottoiler with lubetube & dual nozzle thingy, Givi Wingrack2 with E45 & 2xE36s, renntec crash bars, Autocom with blueteeth & PMR radio, TomTom Rider2, Optimate IIIsp, Bagster tank cover, anti-dazzle coating
to fit : led spotlights, heated grips, new braided lines and rear caliper that actually has bleed nipples
Silver-ish 2003 900, 70k miles, PilotRoad3 front tyre (new@65k) & PR2 rear(new at 69k), Renthal 755 bars with KTM handguards, oxford unheated grips, power commander 3usb, scorpion titanium exhausts, standard screen with vario winglet thingy, stainless grill, oem centre stand, bagster tank cover, givi monokey topplate mounted on grabrail with V46 topbox, Givi PL pannier rails with E21s, crash bungs, mirror extender thingys, Halfords Advanced Laser Blue brillance bulbs, 21w led spotlights, touring scottoiler with leehenty dual nozzle, Autocom with blueteeth & PMR radio, TomTom Rider3 Urban, winter style anti-dazzle coating
to fit : led brake light strip, replacement heated grips
current rides : TDM850 3vd/mk1=tourer&scratcher, TRX850=weekend twisty toy, 2003 TDM900=commuter, 2005 TDM900=unmolested. Gone but not forgotton : XTZ750=overland touring toy, GS500e, GS125
If a strange looking truck driver honks at you & gives you the thumbs up, its could be me 
#8
stu
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full o shoite
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Posted 07 October 2010 - 10:28 pm
That's Crap, cats.
Puzzles me how the case got upheld - if you'd sold it without repairing the damage you'd've had to allow a bit off for the dented bumper - so his payment would have been 'recompensing' you for your loss.
Fact you actually repaired it means you were out of pocket, so payment was recompense for your expenses. Either way, he was liable for either damage or damages.
Guy hit me on the 850, dented the standard can, settled privately for the cost of an aftermarket can cos a new Starship Enterprise would've been twice the price.
Puzzles me how the case got upheld - if you'd sold it without repairing the damage you'd've had to allow a bit off for the dented bumper - so his payment would have been 'recompensing' you for your loss.
Fact you actually repaired it means you were out of pocket, so payment was recompense for your expenses. Either way, he was liable for either damage or damages.
Guy hit me on the 850, dented the standard can, settled privately for the cost of an aftermarket can cos a new Starship Enterprise would've been twice the price.
Stu
#9
dablik
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Posted 07 October 2010 - 10:40 pm
Fook me,, that is some bad luck cats,,, good luck with bennetts,, what wankers to change there minds now.
Bigred mk1 R1 Calipers- Braided lines- Givi wing rack-Crash bungs- Hi vis bullets-PR2's- and a hoot to ride.
Quad 900 Silver Laser duo tech pipes-Scott oiler-Engine crash bars- Radiator mounted see me ring LED's-Datatool system 3 alarm -Centre stand- Extender fender-Renthal bars-Handle bar risers-Mirror extenders-BMW GS Handgaurds-Acumen uprated horn & Nautilus-Stainless steel Radiator guard-Givi wing rack-OEM screen-Yammy touring screen-MRA Vario-MRA Double bubble cut down for fast as fk riding-Tiger screen-Tank protector-Stomp grip panels-Optimate lead Gone to Heaven 
1991 MK1 in need of some TLC watch this space Gone to Heaven 
Sorted and on the Road Mick 
it's the bike that Jack built 
#10
ChrisG
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Posted 08 October 2010 - 09:06 am
That's a bit crap.
Have you tried going through a broker rather than direct to an insurance company? They'll check a load of companies so may find more that'll touch you.
Have you tried going through a broker rather than direct to an insurance company? They'll check a load of companies so may find more that'll touch you.
1992 Mk1, 76k miles, Hagon springs, MTC exhaust, 4½ gears Gone now 
2009 900 abs, 42k miles, Yamaha heated grips, double bubble screen, R&G crash bungs, scottoiler, Autocom, 1500 lumen LED spotlights.
#11
Studley Ramrod
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Posted 08 October 2010 - 09:22 am
In all honesty, I think your lucky to get away with not having to pay 6-700 quid ins for the past 4 years, maybe through an error on the ins. co.
Tread carefully my friend
Mk2a 2000 in Silver. Top end Refurb @ 41100 miles, Scottoiler, Renthal Road High Bars, Up & Back Bar Risers, Bellypan, DL650 Handguards, Capt. Picard Bar Ends, House of Henty SS Wheel spacers, New Seat Cover Fitted. 58 MPG !! Now owned by chrisbee ! Studley's mk2a Bloggerydoodaah ! Photos of my first MK1 Photos of my MK2a TPLQHCSRSFC No. 1 Fan
#12
Geordie Guy
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Posted 08 October 2010 - 09:55 am
Stick with it Martin.
There's got to be someone out there with the sense they were born with.
What a load of bollocks !
There's got to be someone out there with the sense they were born with.
What a load of bollocks !
I'm a TDM SNOB !!!! "Adventure before Dementia"
Kawasaki GT550, XJ900 Diversion, 2002 TDM 900 , 2008 TDM 900a, 2010 TDM 900a.
Kawasaki GT550, XJ900 Diversion, 2002 TDM 900 , 2008 TDM 900a, 2010 TDM 900a.
#13
Fernihough
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Posted 08 October 2010 - 11:31 am
QUOTE(Geordie Guy @ Fri 8th Oct 2010, 10:55 AM) <{POST_SNAPBACK}>
Stick with it Martin.
There's got to be someone out there with the sense they were born with.
What a load of bollocks !
There's got to be someone out there with the sense they were born with.
What a load of bollocks !
I wouldn't bet on that
That really sucks.
I don't understand why it is a problem for car insurance and not for your bike...or have I missed something?
Best approach appears to be to wait for the end of the 5years. Going to a specialist insurer now may ring the alarm bell to all others next time you want to renew insurance and they check your recent records!
Take care.
Darwin theory in action - Natural evolution from 4 legs to 2, from 4 wheels to 2
Yam DTR125 / Yam TTR250 / Blue TDM900 2005
Fender extension; Right miror extension; Tutoro oiler; Frank Thomas leather Bullit Retro Jacket with Knox back protector for normal time and textile jacket with forcefield 4 for long trips, monolock plate with E45 GIVI top case, Michelin PR2
Fender extension; Right miror extension; Tutoro oiler; Frank Thomas leather Bullit Retro Jacket with Knox back protector for normal time and textile jacket with forcefield 4 for long trips, monolock plate with E45 GIVI top case, Michelin PR2
#14
jht
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Posted 08 October 2010 - 12:58 pm
QUOTE(Fernihough @ Fri 8th Oct 2010, 12:31 PM) <{POST_SNAPBACK}>
I wouldn't bet on that
That really sucks.
I don't understand why it is a problem for car insurance and not for your bike...or have I missed something?
Best approach appears to be to wait for the end of the 5years. Unless I be missing something, you're asking Cats to go bikeless till Nov 2011??? I dunno whether to laugh or cry at that suggestion!! Going to a specialist insurer now may ring the alarm bell to all others next time you want to renew insurance and they check your recent records!
Take care.
That really sucks.
I don't understand why it is a problem for car insurance and not for your bike...or have I missed something?
Best approach appears to be to wait for the end of the 5years. Unless I be missing something, you're asking Cats to go bikeless till Nov 2011??? I dunno whether to laugh or cry at that suggestion!! Going to a specialist insurer now may ring the alarm bell to all others next time you want to renew insurance and they check your recent records!
Take care.
Given some recent telephone conversations with my solicitors, I now genuinely have trouble seeing the point in insurance.
Yup me Cats me ol' chum, looks like you I'd have go more satisfaction and recompense if I'd 'popped' round and torched the bassads car or in eye-for-eye fashion knobbled his leg...
Edited by jht, 08 October 2010 - 12:59 pm.
Done: Homo sap navigation/ twisty thing on bars to make it go vroom/ grabby thing to make it stop (in front of twisty thing)/ 'leccy things front and rear to make it glow at night/ Sucky + drippy oiler thing to keep chains moist (!!) / Laser Pro Stock Race pipes / bleeding ear drums (see previous mod)
To do: Educate homo sap nav system to operate twisty + grabby things/ get ear plugs
All Trashed Now... Pants... its a Cat B Mwahahaha it lives again!!
Remember every driver is a deaf myoptic twat who is out to kill you, ALWAYS assume they are going to do THE most f*cking DUMBASS, STUPID manouver possible, at the worst possible moment; get past, and get past quick
To do: Educate homo sap nav system to operate twisty + grabby things/ get ear plugs
Remember every driver is a deaf myoptic twat who is out to kill you, ALWAYS assume they are going to do THE most f*cking DUMBASS, STUPID manouver possible, at the worst possible moment; get past, and get past quick
#15
catsbum
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Posted 08 October 2010 - 01:09 pm
Call from broker this morning stating that no one will touch me.
Could be the white niner is up for sale too then.
Had enough and cant be arsed with it all
Could be the white niner is up for sale too then.
Had enough and cant be arsed with it all
#16
Fernihough
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Posted 08 October 2010 - 01:18 pm
Sorry, I thought Catsbum had problem insuring a car but was safe with his bike insurance. If it is both, it is a f###king different story.The same sort of problem happended to me 18 years ago and I went begging my employer to lend me a car for 18months...to go through bad time and get out of sight of insurers until the end of "quarantine"a
QUOTE(CatsBum @ Fri 8th Oct 2010, 02:09 PM) <{POST_SNAPBACK}>
Call from broker this morning stating that no one will touch me.Could be the white niner is up fCor sale too then. Had enough and cant be arsed with it all
so so sorry CatsB...and then they wonder why there are so many uninsured on the road!
Edited by Fernihough, 08 October 2010 - 01:19 pm.
Darwin theory in action - Natural evolution from 4 legs to 2, from 4 wheels to 2
Yam DTR125 / Yam TTR250 / Blue TDM900 2005
Fender extension; Right miror extension; Tutoro oiler; Frank Thomas leather Bullit Retro Jacket with Knox back protector for normal time and textile jacket with forcefield 4 for long trips, monolock plate with E45 GIVI top case, Michelin PR2
Fender extension; Right miror extension; Tutoro oiler; Frank Thomas leather Bullit Retro Jacket with Knox back protector for normal time and textile jacket with forcefield 4 for long trips, monolock plate with E45 GIVI top case, Michelin PR2
#17
Studley Ramrod
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Posted 08 October 2010 - 02:33 pm
QUOTE(CatsBum @ Fri 8th Oct 2010, 02:09 PM) <{POST_SNAPBACK}>
Call from broker this morning stating that no one will touch me.
Could be the white niner is up for sale too then.
Had enough and cant be arsed with it all
Could be the white niner is up for sale too then.
Had enough and cant be arsed with it all
Nope, I won't have any of that defeatist talk, pull yerself together man ! what ya gonna do, buy a ferkin' moped ?
Your talking about changing yer way o life ffs. Being Tony's Wingman an all that ! Imagine how you'd feel if he rode past with his new wingman !
Polishing ! Calendarin', spontaneous farkle purchases ! and selling 'em cheap soon after
Not to mention the fettling fun and eating curry wi chris.....
Edited by Studley Ramrod, 08 October 2010 - 02:33 pm.
Mk2a 2000 in Silver. Top end Refurb @ 41100 miles, Scottoiler, Renthal Road High Bars, Up & Back Bar Risers, Bellypan, DL650 Handguards, Capt. Picard Bar Ends, House of Henty SS Wheel spacers, New Seat Cover Fitted. 58 MPG !! Now owned by chrisbee ! Studley's mk2a Bloggerydoodaah ! Photos of my first MK1 Photos of my MK2a TPLQHCSRSFC No. 1 Fan
#18
Guest_celticbiker_*
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Posted 08 October 2010 - 02:54 pm
Have you considered going through, for example, confused.com and no mentioning the conviction? Lets say a friend of mine did this with a speeding conviction, they never even ask to see your licence, pay on-line and sign and return the paperwork when it arrives. Also he forgot to mention that he covers 30000 miles per year and saved £50 on the premium.
I know it's bending the rules but....
If anything comes of it, you could always say it was so long ago that you forgot all about it.
Don't give up Cats, we'll find a solution.
I know it's bending the rules but....
If anything comes of it, you could always say it was so long ago that you forgot all about it.
Don't give up Cats, we'll find a solution.
#19
Daveb
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Posted 08 October 2010 - 03:00 pm
Contact Watchdog, explain in details what's happened see if Anne Robinson can help.
2007 Triumph Tiger 955i
#20
allanmac
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Posted 08 October 2010 - 05:56 pm
Thats unreal. Glad i noticed this post was going to take a policy out with them gone with swinton instead.
Hope you get it sorted.
Cheers Allan
Hope you get it sorted.
Cheers Allan
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